Passaic County Department of Senior Services, Disability & Veteran Affairs
930 Riverview Drive, Suite 200, Totowa, NJ 07512
Phone: (973) 569-4060
Fax: (973) 256-5716
- Social Security Disability
- H.I.P. (State Health Insurance Program)
- Meals on Wheels (Home delivered meals)
- Employment Programs- Division of Vocational Rehabilitation, One Stop Career Center
- New Jersey Care-Medicaid
- ABD (Aged, Blind & Disabled)
- MLTSS (Managed Long-Term Services and Supports)
- PASP (Personal Assistance Services Program)
- Statewide Respite Care Program
- SNAP (Supplemental Nutrition Assistance Program)
- LIHEAP (Low Income Home Energy Assistance Program)
- PAAD (Pharmaceutical Assistance to the Aged & Disabled)
- Senior Gold Discount
- Reduced Fare Program
- NJ State Park Pass
- Homestead Rebate Program
- NJ Property Tax Reimbursement Program
- Property Tax Deduction/Credit
In addition to the age requirements, these programs also have income and or clinical eligibility requirements.
Social Security Disability
The Social Security and Supplemental Security Income disability programs are the largest of several Federal programs that provide assistance to people with disabilities. While these two programs are different in many ways, both are administered by the Social Security Administration and only individuals who have a disability and meet medical criteria may qualify for benefits under either program.
When you apply for either program, we will collect medical and other information from you and make a decision about whether or not you meet Social Security's definition of disability. If your application has recently been denied, the Internet Appeal is a starting point to request a review of our decision about your eligibility for disability benefits.
Getting Medicare if you have a disability and are under 65: You automatically get Part A and Part B after you get one of these:
- Disability benefits from Social Security after 24 months
- Certain disability benefits from the Railroad Retirement Board for 24 months
S.H.I.P. (State Health Insurance Program)
The State Health Insurance Assistance Program (SHIP) provides free help to New Jersey Medicare beneficiaries who have problems with, or questions about their health insurance. SHIP is a statewide program administered by the New Jersey Department of Human Services with financial assistance through a grant from the U.S. Administration for Community Living.
Medicare beneficiaries frequently have questions about benefits, claims and supplement policies (known as Medigaps). Volunteer counselors, trained in areas of health insurance coverage and benefits that affect Medicare beneficiaries, provide information and assistance for dealing with claims and in evaluating health insurance options.
Meals on Wheels
Home Delivered Meal Service (Meals on Wheels) is available to homebound older adults who are unable to provide for their own nutritional needs due to acute/chronic illness or handicap. Please note that applicants must meet specific program requirements to be eligible for service. Service includes the delivery of one hot meal per day Monday through Friday. In addition, weekend service is also available if eligible.
Age - An individual meets the Age status by meeting at least one of the following criteria:
Individual is 60 years of age or older
Individual under the age of 60 is living with an individual 60 years of age or older and is receiving Meals on Wheels
Individual under the age of 60 who meets financial qualification
NJ WorkAbility offers people with disabilities who are working, and whose income would otherwise make them ineligible for Medicaid, the opportunity to receive full Medicaid coverage.
- Age 16-64
- Working full or part-time with proof of employment
- Determined as disabled by the Social Security Administration OR the Disability Review Team at the Division of Medical Assistance & Health Services
- Income and asset eligibility are required
NJ FamilyCare - New Jersey's publicly funded health insurance program - includes CHIP, Medicaid and Medicaid expansion populations. That means qualified NJ residents of any age may be eligible for free or low-cost health insurance that covers doctor visits, prescriptions, vision, dental care, mental health, and substance use services and even hospitalization.
NJ FamilyCare includes children, pregnant women, parents/caretaker relatives, single adults, and childless couples. Financial eligibility will be determined by the latest federal tax return which, when filed, will be electronically verified.
NJ FamilyCare Aged, Blind & Disabled
The NJ FamilyCare Aged, Blind, Disabled (ABD) Programs are multiple programs for people who need access to health care services in the community, or in long-term care facilities. In determining whether a person is financially eligible for NJ FamilyCare ABD Programs, the applicant’s financial eligibility will be considered along with his or her spouse or parents. All of the NJ FamilyCare Aged, Blind, Disabled Programs have just one application called the NJ FamilyCare Aged, Blind, Disabled Program Application.
Medicaid Managed Long Term Services and Supports (MLTSS)
Managed Long Term Services and Supports (MLTSS) refers to the delivery of long-term services and supports through New Jersey Medicaid's NJ FamilyCare managed care program. MLTSS is designed to expand home and community-based services, promote community inclusion, and ensure quality and efficiency.
MLTSS uses NJ FamilyCare managed care organizations (also known as HMOs or health plans) to coordinate ALL services. MLTSS provides comprehensive services and supports, whether at home, in an assisted living facility, in community residential services, or in a nursing home.
For individuals 21 and older contact your local County Area Agency on Aging (AAA) - Aging and Disability Resource Connection (ADRC) to find out more information on services and resources in your area and to be clinically screened for MLTSS.
For children birth through 20 years old contact the Division of Disabilities Services (DDS) at 1-888-285-3036 (press 2 after prompt and then press 1 after next prompt) to speak with an Information and Referral Specialist.
PASP (Personal Assistance Services Program)
The PASP is a personal care assistance program that provides up to 40 hours per week of routine, non-medical personal care assistance to adults with permanent physical disabilities between the ages 18-70 who are employed, preparing for employment, attending school or involved in community volunteer work and who are able to self-direct their own services.
Personal assistants help with personal care tasks including, but not limited to bathing, dressing, eating, grooming, preparing meals, shopping, light housekeeping, driving or using public transportation.
The goal of this program is to support individuals with physical disabilities so that they can remain active in their community. The PASP offers participants choice, flexibility, control, and the opportunity to manage their own personal care assistance services.
Eligibility is not income based, but there is a cost share based on income. The PASP is administered through County offices with oversight and funding provided by the Division of Disability Services.
Statewide Respite Care Program
The New Jersey Statewide Respite Care Program gives a short-term or periodic break to family (or other caregivers) from the demands of daily care for functionally impaired persons, including the frail elderly. The sliding scale ranges from 0% to 25% of the cost of services, based on the care recipient's (and spouse's) income.
This program provides respite care services in order to relieve caregivers of stress from providing daily care. This respite may be provided for a short time, or once in a while. For example, services could be provided to:
- Allow the caregiver to take a vacation
- Cover care when a caregiver needs surgery or has an emergency
- Give the caregiver time to take care of him/herself, run errands, etc.
Statewide Respite is care for the caregiver, not for the care recipient. While services are given to the care recipient, it's for the purpose of giving the caregiver a break. If the care recipient needs more care than the caregiver can provide, or does not have a caregiver who gives daily, basic care, then Statewide Respite may not be the right program. The Aging & Disability Resource Connection (ADRC) can help find the right programs.
SNAP (Supplemental Nutrition Assistance Program)
New Jersey’s Supplemental Nutrition Assistance Program, NJ SNAP, provides food assistance to families with low incomes to help them buy groceries through a benefits card accepted in most food retail stores and some farmers markets. Eligibility is set by several factors such as income and resources. You can use SNAP benefits to stretch your food budget and buy nutritious foods that can keep you and your family healthy.
LIHEAP (Low Income Home Energy Assistance Program)
LIHEAP or HEA is a federally funded program that helps low-income households pay for heating costs (includes electric, natural gas, oil, and other deliverable fuels). Even if your heat is included in your rent, you may qualify. LIHEAP grants are also available for medically necessary cooling costs. LIHEAP is administered by the Department of Community Affairs.
USF (Universal Service Fund)
USF is a program created by the New Jersey Board of Public Utilities to help low-income households pay for their electric and natural gas costs. To be eligible for USF, your household must: 1) Be income eligible (see chart on next page) and 2) spend more than three percent of household income on gas and/or electricity; (or spend more than six percent of household income on electric heating). Apply any time of the year. USF is administered by the Department of Community Affairs.
Lifeline is a utility assistance program that offers a $225 annual benefit to persons who meet the PAAD eligibility requirements or who receive Supplemental Security Income (SSI). This includes utility customers as well as tenants whose utility bills are included in their rent.
Lifeline consists of three programs:
- The Lifeline Credit Program provides a $225 annual benefit in the form of a credit on electric and gas utility bills for eligible beneficiaries.
- The Tenants Lifeline Assistance Program provides a $225 annual benefit in the form of a check to eligible tenants who have the cost of gas and electric utilities included in their rent.
- The Special Utility Supplement provides a supplement of up to $18.75 a month to recipients of Supplemental Security Income (SSI) in place of a Lifeline Utility credit or Tenants Lifeline Assistance payment.
In order to be eligible for Lifeline, beneficiaries must:
- Be a recipient of Pharmaceutical Assistance to the Aged and Disabled (PAAD) or meet the PAAD eligibility requirements; or
- Be a recipient of either Medical Assistance to the Aged (MAA), Medical Assistance Only (MAO) or New Jersey Care.
- Apply for Lifeline with the NJ Save application.
Winter Termination Program (WTP)
WTP protects residential customers from disconnection of natural gas and electric service from November 15th - March 15th if they participate in USF, LIHEAP, Lifeline Utility Assistance Program, Pharmaceutical Assistance to the Aged and Disabled (PAAD), Work First New Jersey/Temporary Assistance to Needy Families, or Federal Supplemental Security Income (SSI). Also, persons unable to pay their utility bills because of circumstances beyond their control may request the protection of WTP. Customers should make every effort to pay as much of their bill as possible during the WTP period to avoid a large overdue balance at the end of the WTP. You must call your utility company and request protection under the WTP and explain why you need this protection. For more information about the WTP, or if you have a complaint about your utility company, please call the Board of Public Utilities at: 1-800-624-0241.
PAAD (Pharmaceutical Assistance to the Aged & Disabled)
The Pharmaceutical Assistance to the Aged and Disabled (PAAD) program is a state-funded program that helps eligible seniors and individuals with disabilities save money on their prescription drug costs.
You may be eligible for PAAD if you meet the following requirements:
- You are a New Jersey resident.
- You are age 65 or older or between ages 18 and 64 and receiving Social Security Title II Disability benefits: and
- Medicare-eligible PAAD beneficiaries are also required to enroll in a Medicare Part D Prescription Drug Plan. PAAD will pay the monthly premium for certain standard basic Part D plans with a monthly premium at or below the regional benchmark or standard basic plans or enhanced plans up to $20 above the benchmark amount that have no deductible. These plans will cover medically necessary prescription medications under Medicare Part D. The federal Medicare Plan and/or PAAD will pay any costs above the PAAD copayment of $5 for each covered generic drug or $7 for each covered brand name drug, including premiums. However, if a Medicare Part D plan does not pay for a medication because the drug is not on its formulary, PAAD beneficiaries will have to switch to a drug on their Part D plan's formulary, or their doctor will have to request an exception due to medical necessity directly to their Part D plan. Medicare Advantage participants must add a prescription benefit to their coverage, and PAAD will contribute up to the regional benchmark amount towards the prescription portion of their total premium. To apply, use the NJSave online application.
Senior Gold Prescription Discount Program
The Senior Gold Prescription Discount Program (Senior Gold) is a state-funded prescription program with a different co-payment structure and income eligibility guidelines than those of PAAD.
You may be eligible for Senior Gold if you meet the following requirements:
- You are a New Jersey resident.
- You are age 65 or older or between ages 18 and 64 and receiving Social Security Disability benefits.
In addition: All Medicare-eligible Senior Gold beneficiaries are also required to enroll in a Medicare Part D Prescription Drug Plan of their choice. They will be responsible for paying the monthly premium directly to the Medicare Part D plan. They also will be responsible for paying any late enrollment penalty imposed by Medicare for each month they were eligible to enroll in Medicare Part D but did not enroll.
Reduced Fare Program
If you're a senior citizen or a person with a disability, you can enjoy greater traveling freedom and lower fares. When you ride with NJ TRANSIT, you can save one-half or more of the regular one-way fare. Special rates are available for senior citizens 62 years of age* or older and people with disabilities. Personal assistants ride for free when proper identification is presented by the person with a disability. And you don't need to be a New Jersey resident to be eligible for the program. Eligible applicants will receive an ID card through the mail approximately four weeks after applying.
State Park Pass
New Jersey residents who are age 62 or older or who are disabled may be eligible for a Senior Citizen Pass or Disability Pass, which grants free entrance to the parks and discounted camping rates. Our Senior Citizen and Disability Pass are currently being updated. The Senior Citizen pass may still be obtained at any of our state park/forest offices or through the Trenton Office. Disability Passes may only be obtained at our Trenton office location. For further information, please contact 1-800-843-6420.
Homestead Rebate Program
The Homestead Benefit program provides property tax relief to eligible homeowners. For most homeowners, the benefit is distributed to your municipality in the form of a credit, which reduces your property taxes *Income requirements and tax year changes yearly.
You may be eligible if you met these requirements:
- You were a New Jersey resident; and
- You owned and occupied a home in New Jersey that was your principal residence on October 1, 2017*; and
- Property taxes for 2017 were paid on that home; and
- You met the 2017 income requirements: File online or by phone 1-877-658-2972.
*Please contact our office for current year filing information.
NJ Property Tax Reimbursement Program
*Income requirements and tax year changes yearly. Please contact our office for current filing year information.
Property Tax Deduction Credit
Homeowners and tenants who pay property taxes, on a principal residence in New Jersey, either directly or through rent, may qualify for either a deduction or a refundable credit when filing an Income Tax return.
The property tax deduction reduces your taxable income. You can deduct your property taxes paid or $15,000, whichever is less. For Tax Years 2017 and earlier, the maximum deduction was $10,000. For tenants, 18% of rent paid during the year is considered property taxes paid. Keep in mind that the amount of property taxes paid that you could deduct depends on a number of factors, such as the number of owners or units. The property tax credit reduces your tax due because it is subtracted directly from your tax liability. The benefit is a refundable credit of $50.You can claim only one of these benefits on your tax return.
Age 65 or Older and/or Disabled.
If you (or your spouse/civil union partner if filing jointly) were 65 or older or blind or disabled on December 31 of the tax year and your income was below the filing threshold amount for your filing status, and you satisfy the eligibility requirements, apply for the credit as follows:
- Homeowners who are eligible and file Homestead Benefit applications will automatically receive their property tax credits with their Homestead Benefits.
- Tenants and those homeowners who are not eligible for the Homestead Benefit because they were not homeowners on given date, may complete Form NJ-1040-HW to claim the property tax credit or they may claim the credit on Form NJ-1040. Do not file both Form NJ-1040 and Form NJ-1040-HW.
Under Age 65 and Not Disabled.
If you are not required to file a return because your income was below the filing threshold amount for your filing status, you are not eligible for a property tax credit.
Disability Health & Wellness Initiatives
The New Jersey Disability Health & Wellness (DH&W) program serves to consult and collaborate on projects that seek to promote healthy living and prevention of secondary conditions for people with disabilities. As such, the Division works to identify gaps in the State healthcare system; improve state surveillance activities; and facilitate partnerships between state agencies, community organizations, service providers and individuals with disabilities.
The DH&W program staff work with policy makers, health educators, public and private agencies, and experts in the field of health and wellness to brainstorm and implement ways to integrate health and wellness options for people with disabilities into the general health promotion activities in existence within the state.
Traumatic Brain Injury (TBI) Fund
The TBI Fund provides New Jersey residents of any age, who have survived a traumatic brain injury, the opportunity to access the brain injury related services and supports they need to live in the community. The Fund purchases supports and services to foster independence and maximize quality of life when insurance, personal resources, and/or public programs are unavailable to meet those needs. A portion of the Fund also is used to support public education, outreach, and prevention activities related to TBI. To qualify for the Fund, an individual must have less than $100,000 in liquid assets, be a New Jersey resident for at least 90 consecutive days, and provide medical documentation of a brain injury. Contact Division of Disability Services to request a TBI Fund Application at 1-888-285-3036.
Personal Care Assistant (PCA)
The Personal Care Assistant (PCA) Program is an optional statewide service offered to New Jersey Medicaid recipients who are experiencing some functional impairment and need a personal care assistant to help them with some aspects of daily living, such as dressing or bathing.
The purpose of the program is to accommodate long-term chronic or maintenance health care, as opposed to short-term skilled care as is provided under Medicaid’s home health program. PCA services are non-emergency health related tasks done by qualified staff in a medically eligible beneficiary’s home.